Welcome to Harmonia Designs ("we", "us", or "our"). These Terms of Service ("Terms") govern your use of our website and digital products available at [harmoniadesigns.com] ("Site").

1. Use of Products

• All digital products are sold with PLR rights unless otherwise specified.
• You may modify products for your own use, you can also resell products as a final PDF. (Licence is included in each product with specific details)

2. Digital Product Delivery

• Products are delivered digitally through Payhip & email. No physical items will be shipped.
• After purchase, you will receive a secure link to download your files.

3. Payments

• Payments are securely processed by Payhip and their approved payment providers.
• Prices may include VAT or taxes based on your location.

4. Refunds

• Due to the instant and digital nature of our products, all sales are final.
• No refunds, returns, or exchanges will be granted once a file has been downloaded.

5. Intellectual Property

• All content is protected by copyright laws and remains the property of Harmonia Designs.
• Unauthorized use, reproduction, or redistribution is a violation of our terms and applicable law.

6. Limitation of Liability

• We are not responsible for any damages resulting from use or misuse of our products.
• All content is provided "as is" without warranties of any kind.

7. Governing Law

• These Terms are governed by the laws of the United Kingdom.

8. Contact

For questions about these Terms, contact: [email protected]